**Effective Date:** September 21, 2025
Welcome to **HandelStats.com**. By subscribing, accessing, or using our services, you agree to the following Terms of Service. Please read them carefully before using this site.
—
## 1. Educational Use Only
HandelStats provides quantitative data, statistical research, and educational analysis.
Nothing on this site should be construed as investment, financial, or trading advice.
You are solely responsible for your own investment and trading decisions.
—
## 2. No Guarantees
While we strive for accuracy, HandelStats makes no guarantee of future results, market performance, or completeness of data.
Past performance is not indicative of future results.
—
## 3. Membership Access
* Your subscription grants you access to HandelStats reports, tools, and data only for the duration of your active membership.
* Access is personal and non-transferable.
* Sharing login details or redistributing content without permission is prohibited.
—
## 4. Payments & Refunds
* All sales are **final**.
* HandelStats does not provide refunds, credits, or prorated cancellations once payment has been processed.
* By subscribing, you acknowledge and accept this **no-refund policy**.
—
## 5. Limitation of Liability
HandelStats and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or reliance on our data.
—
## 6. Risk Disclosure
Trading stocks, futures, options, cryptocurrencies, and other financial instruments involves substantial risk of loss and is not suitable for all investors.
Only risk capital should be used, and you should carefully evaluate your own financial situation before trading.
—
## 7. Terms of Service Updates
We may update these Terms at any time. Continued use of HandelStats after changes constitutes acceptance of the updated Terms.
—
📌 **By using HandelStats.com, you acknowledge that you have read, understood, and agreed to these Terms of Service.**
—